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2020-11-06 6% of U.S. Properties with Mortgage Seriously Underwater | By: Brad Beckett


6% of U.S. Properties with Mortgage Seriously Underwater

By Brad Beckett 

According to the latest U.S. Home Equity and Underwater Report from ATTOM Data Solutions, 6.7 million residential U.S. properties are considered equity-rich, meaning that the combined estimated amount of loans secured by those properties was 50 percent or less of their estimated market value.  However, ATTOM says there are 3.5 million, or one in 17, mortgaged homes in Q3 considered to be seriously underwater, representing 6% of all U.S. properties with a mortgage.  And, at least 25% of all properties were seriously underwater in 115 zip codes. 

“Among 8,679 U.S. zip codes that had at least 2,000 properties with mortgages in the third quarter of 2020, there were 115 zip codes where at least a quarter of all properties with a mortgage were seriously underwater. The largest number of those zip codes were in the Cleveland, OH, Detroit, MI, and St. Louis, MO, areas” 

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